Are you a PC?

Most of us now have a home computer of some kind – mac, pc, laptop – but do you know it’s value? Because it could be something you need to specify individually on your home contents insurance.

First of all there’s the value of the computer itself, but then there’s everything you have stored on it like your software packages, music collections and films. And of course there’s all the kit that comes with it too; printers, scanners, portable hard-drives etc. You could be surprised when you add it all up.

Privilege’s home contents insurance cover is what’s known as ‘new-for-old’, which means that if you make a claim, we won’t just give you today’s value for items that might be a few years old now, we’ll replace them with brand new ones right to your door (where possible). And it includes accidental damage to home entertainment equipment, including computers and screens as standard.

Whilst accidental damage cover is provided for computers it excludes damage to CDs DVDs or disks of any kind including your hard drive, remember to regularly back up your important files on your computer.

And if you’re a commuter and you frequently travel with a laptop, take a look at Privilege’s Personal Possessions cover too.

So for home contents insurance with a great spec, upgrade to Privilege and get a quote today.